3. Things you use for a significant fraction of your life (bed: 1/3rd, office-chair: 1/4th) are worth investing in.
17. Done is better than perfect.
The Dunning-Kruger effect is a type of cognitive bias in which people believe that they are smarter and more capable than they really are. Essentially, low ability people do not possess the skills needed to recognize their own incompetence.
Jason Fried on work ethic
Work ethic is about showing up, being on time, being reliable, doing what you say you’re going to do, being trustworthy, putting in a fair day’s work, respecting the work, respecting the customer, respecting the organization, respecting co-workers, not wasting time, not making work hard for other people, not creating unnecessary work for other people, not being a bottleneck, not faking work. Work ethic is about being a fundamentally good person that others can count on and enjoy working with.
Source: Work Ethic
Western Michigan University has a very handy reference guide on distinguishing the various forms of Alumni and Emeriti.
| Term | Description/Definition | Example |
| Alumna | Singular female i.e. a female graduate or former student of a particular school, college, or university. | Jane is an alumna. |
| Alumnus | Singular male i.e. a male graduate or former student of a particular school, college, or university. | John is an alumnus. |
| Alumnae | Plural female i.e. female graduates or former student of a particular school, college, or university. | Jane and Mary are alumnae. |
| Alumni | Plural male and plural when both men and women are included. | John, Jane and Mary are alumni. |
| Emerita | Singular female i.e. a female professor having retired but allowed to retain her title as an honor. | Jane is an emerita. |
| Emeritus | Singular male i.e. a male professor having retired but allowed to retain his title as an honor. | John is an emeritus. |
| Emeritae | Plural female i.e. female professors having retired but allowed to retain their title as an honor | Jane and Mary are emeritae. |
| Emeriti | Plural male and plural when both men and women are included. | John, Jane and Mary are emeriti. |
Nearly all investments — including those in IRA, 401(k), 403(b), 457 and brokerage accounts — have fees. FeeX is a free service that finds these fees and helps you reduce them. FeeX’s mission is to make sure you keep as much of your own money as possible, instead of losing it to excessive fees. FeeX does not evaluate your investment choices or strategy. Instead, FeeX finds ways for you to invest according to your choices while paying the lowest fees available. In order to help you switch to similar low-fee alternatives, FeeX presents alternative investments with better past returns (when possible) than your original investments.
Source: FeeX