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From Your Credit Guide, under the Fair and Accurate Credit Transactions Act (FACT Act) consumers can now request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies. For residents of the North East states, AnnualCreditReport.com is the only authorized site that provides consumers with the secure means to order free credit reports from Equifax, Experian and TransUnion.
One of my friends is trying to put together the ultimate site on credit. A site that provides resources, credit card applications and a whole peer review system for credit cards. It’s definitely work in progress but he’s hopeful that the site will provide the necessary resources to help with establishing credit, checking credit, living without credit and even applying for credit. If you have a second, please stop by Your Credit Guide and do send in suggestions and feedback on how to improve the site.
It’s been almost two years since I last wrote an essay based exam. I need to dig out those trusty pens and pencils and exercise my wrists to prepare for this 3 hour exam. When will schools stop requiring students to write out essays for an exam? How about an open book exam since life is an open book? Even better switch to Tablet PCs like the Empire High School in Arizona, and perhaps students may even enjoy writing an exam. Before you hit me with ‘Back in my days … ‘ rest assured that all of this could just be my lazy mind talking since I’m nowhere close to starting or finishing catch up reading on 11 chapters. Enough whining, back to reading Marketing Management by Philip Kotler.